Can my insurer cancel my policy because of a California DUI?
So, you received a DUI (Driving Under the Influence) charge. Once you get over the shock, you’ll probably start worrying about how this will affect your life and ability to drive.
One question you probably have in particular is “Can my insurance company cancel my insurance policy because of a California DUI?” This is certainly a valid question, because whether you are insured or not will affect many aspects of your life.
When you are pulled over by an officer, and even if you are charged with the crime of driving under the influence (DUI), you are still “innocent until proven guilty.”
Being innocent until proven guilty means that until you are officially convicted, your insurance company won’t receive notice of the DUI charge.
As long as you still have your license, nothing has changed in regards to your ability to drive. If you have a clean record, you may be able to work with a lawyer and get the charges dropped or lessened.
If you are convicted, it IS possible for your insurance company to cancel your policy. However, this doesn’t mean that you are unable to access coverage. You may simply need to work with an agency that specializes in high-risk cases.
If you have been convicted of a DUI in California and need help getting or staying insured, contact Diverse Insurance. Agent Rebecca Houpt can help you find the coverage you need to keep driving and remain legal behind the wheel. We look forward to working with you.